Week 3- Whole family puts away the credit cards...cash basis only. Children not happy but have been convinced to comply. Rest assured that neither of them is going to suffer. They will just have to THINK a little bit, because the days of whipping out the American Express card for any and all manner of food and merchandise is over. They can get the same thrill from whipping out the debit card...they just have to make sure there's enough money in the checking account beforehand. OK...so I guess that isn't EXACTLY the same thrill but anyhow...
I must be the last one to understand that stores actually SUBTRACT money from the bottom line of your purchase when you give them those coupons that come in the newspaper or in the mail... OK...so I KNEW it but never took the time to read the sale paper or clip the coupons. Between the CVS card and coupons, I saved $10 the other day on regular things that we routinely buy. Another $15 in one grocery store and $10 in another.
I could kick myself for not taking time to do this YEARS ago
I feel like I've been reckless!